THE HIGH PERFORMANCE MARINE INSURANCE SPECIALISTS

Insuring your need for speed!

Boat Dealer and Manufacturer Insurance Program

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Choosing an agent that understands your business inside and out is extremely important.  Often times people say that your insurance policy is only as good as your agent.  While that is not 100% factual, the statement does hold some merit.  When insuring your boat dealership or manufacturing facility, your agent needs to thoroughly understand all the exposures you face. 

When you use Wake Zone Marine, you're using specialists in the marine industry.  We know your business and can ensure that we're offering you policies and products that are specialized and tailored to the needs of your particular business, not just a business in general.  No business is the same, thus no policy should be the same.

Here is an overview of what our commercial policies can offer your business.  This is a general overview and as mentioned, we tailor our policies to our business owner's particular operations.

General Liability

Comprehensive General Liability – Limits to $1,000,000 each occurrence/$3,000,000  aggregate
Protection and Indemnity for watercraft liability exposures
Employment Related Practices Liability included
Employee Benefits Liability
Total account minimum premium is $3,500

Property

Blanket limits with large in-house capacity
Special Causes of Loss coverage on buildings, contents, loss of income and extra expense
Employee tools included for $25,000
Stock, including boats held for sale
Computer virus extraction included for $2,500
Sign coverage – attached or unattached - $25,000
False pretense coverage included for $50,000
Boat dealers’ coverage for boats in the insured’s care, custody or control

Umbrella/Excess Liability

Limits up to $15,000,000 available

Inland Marine

Work boats
Transit coverage

Automobile

Owned automobiles
Non-owned automobile exposures
Hired automobiles
Minimum automobile physical damage deductible $1,000

Crime and Fidelity

Money and Securities
Money Orders and Counterfeit Paper Currency
Employee Dishonesty